Planning for a comfortable retirement is essential and with far fewer guaranteed income options (final salary or defined benefit schemes) available, people must take responsibility for their own financial future.
- How much do you need to save while I’m working?
- Can you afford to retire early?
- How much money will you need to live?
- How long will the money last?
These are difficult questions to answer but our advisers use cash flow models to give you an idea of what your future income might look like and what areas need to be addressed.